With FlexiSure Life Insurance, you will receive a 100% CASH PAYOUT of your Life Cover Benefit Amount on your 85th birthday.*
*Provided your FlexiSure Life Cover Policy is still in place.
Who we are
FlexiSure is an Australian-based life insurance specialist, dedicated to distributing high quality life insurance products that are ethically designed, affordably priced and easily available to singles, couples and families all around Australia.
St Andrew’s is the insurer of FlexiSure Life Cover. Helping to protect Australians since 1998, St Andrew’s is a leading provider of consumer credit insurance and life insurance products. Each FlexiSure Life Cover Policy is written out of St Andrew’s statutory fund No.1.
Munich Reinsurance Company of Australasia Limited, which is part of the Munich Re Group, is the reinsurer of FlexiSure. Munich Re is the world’s largest reinsurer* and in the financial year 2012 had a premium income of €52bn.
FlexiSure Life Cover
Note: FlexiSure Life Cover is currently unavailable to new applicants.
If you have a current Life Cover Policy, there will be no change to the terms or benefits and obligations under your policy, provided it is kept in force. Our Customer Care team is happy to assist with any questions you may have. Call us on 1300 279 279 (Monday – Friday, 8am to 6pm) or email email@example.com.
FlexiSure offers eligible Australians top quality, affordable life insurance cover designed to deliver one thing, and one thing only - peace of mind.
In the event of a valid claim, FlexiSure will provide a lump sum payment to help protect the financial future of your family and loved ones.
We offer a life insurance product that’s quick and easy to apply for, affordable, with guaranteed acceptance, and best of all, on your 85th birthday you will receive a 100% Cash Payout of your Life Cover Benefit Amount.
A FlexiSure Life Cover Policy is an investment in your family’s future happiness.
At FlexiSure, our aim is to provide Australians with easy to obtain, affordable Life Cover, with a great range of features and benefits:
• It’s guaranteed!
Are you an Australian resident aged between 18 and 65? Then you automatically qualify for FlexiSure Life Cover - you’re guaranteed to be accepted.
• It’s easy!
No medical tests, no paperwork, no underwriting - just quick and easy registration application, and approval within minutes.
• It’s affordable!
You choose the level of cover, frequency of your premium payments, and the day on which you’ll pay them. It’s budgeting made easy!
• It’s renewable!
Provided you stay up-to-date with your premiums, we guarantee to renew your cover for life!
• Prompt Payouts
Up to $500,000 of Life Cover
• 100% CASH PAYOUT
100% CASH PAYOUT of your Life Cover Benefit Amount on your 85th birthday!
PLUS with the added benefits of:
It’s easy to see why more and more Australians are trusting their family’s future to FlexiSure. Take a look at just how much our Life Cover has to offer and start putting a plan in place today.
FlexiSure Life Cover – more than just life insurance
While for most people, a life insurance comparison is all about the numbers, at FlexiSure we believe that true value is about more than just facts and figures. Instead, we measure value by the quality of the products we offer, and the rewards each one can bring, such as:
FlexiSure Life Cover Summary
|Cover type:||Life Cover||Accident Cover||Children's Cover|
|Description of cover:||Provides a lump sum payment on the Death of an Insured Person or diagnosis of a Terminal Illness. It is designed to give you peace of mind, knowing that if the unexpected happens you can help protect your family and loved ones' financial future.||Provides a lump sum payment on the Accidental Death or Accidental Serious Injury of an Insured Person.||Provides a lump sum payment if an Insured Child suffers an Accidental Death or a Child Trauma event.|
|Minimum and maximum age at Acceptance Date:||18 - 65||18 - 65||2 - 18|
|Minimum Benefit Amount||$15,000||$15,000||$10,000|
|Maximum Benefit Amount||$500,000||$500,000||$50,000|
FlexiSure Life Cover is underwritten by a leading Australian insurer and backed by one of the world’s largest reinsurance companies.
Your future is waiting, and we want to help ensure it’s a bright one.
How to claim
If you, your nominated beneficiary, or your legal representative need to make a claim under your Policy, you or they should contact Flexisure by one of the following:
Phone: 1300 279 279 (Mon-Fri, 8am-6pm AEST)
Mail: Claims Manager, FlexiSure PO Box 1192 Chatswood NSW 2057
To make a claim:Phone:
To enquire about or amend your existing Policy:
Questions or complaints:
If you need to make a complaint, please contact FlexiSure’s Customer Service Manager, who will work with you to resolve your concerns by one of the following:
If additional information is required, it will be requested in writing. If your complaint remains unresolved within 45 business days, you can contact the Australian Financial Complaints Authority (AFCA) by one of the following:
The AFCA is a free service to you and its independent assessment of your complaint is binding on St Andrew’s and FlexiSure.
FlexiSure products are issued by St Andrew's Life Insurance Pty Ltd ABN 98 105 176 243, AFSL No 281731 and are distributed and promoted by FlexiSure which is a trading name of Select AFSL Pty Limited ABN 34 151 931 618, AFSL No 408647 of PO Box 1192, Chatswood NSW 2057. This website provides general product information only. Please consider the relevant Product Disclosure Statement before you decide to take out a FlexiSure product.